Legal Information
Wealth Preservation Strategies (Pty) Ltd is an authorised financial services provider (FSP14577)
Company registration number: 97-09087-07
TERMS OF USE
By using this website, you expressly agree to be bound by, and to comply with, these and any additional or amended terms and conditions that WPS may prescribe from time to time. WPS reserves the right to make changes to this website and these terms and conditions at any time. If you do not agree to all of the terms and conditions, please do not continue to use the website.
COPYRIGHT
This website and its content are owned by Wealth Preservation Strategies Pty Ltd (“WPS”) or its licensors and are protected by copyright and other intellectual property laws. All rights not expressly granted are reserved. WPS hereby authorises you to view, download, print and distribute the content of this website, but only for information, non-commercial and private purposes.
LIABILITY DISCLAIMER
The information materials and opinions contained on this website are for general information purposes only, are not intended to constitute financial or other professional advice, and should not be relied on or treated as a substitute for specific advice relevant to the particular circumstances of any individual. You should seek specific financial advice on any matter that concerns you from an authorised financial services provider. Any reliance you place on such information is strictly at your own risk and WPS accepts no responsibility for any loss which may arise from reliance on information or materials published on this website.
WPS has taken reasonable measures to ensure the integrity of this website and its contents is complete, accurate and up to date. We make no guarantee about the suitability of the information and services on the website or whether they are complete accurate or appropriate.
No warranty, whether express or implied, is given that the website; the information, content or materials included on the website; WPS servers; or any electronic communications sent by us are free from viruses, Trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of your system.
WPS will not be responsible for any:-
- interrupted, delayed or failed transmission, storage or delivery of information due to a power failure, equipment or software malfunction, natural disasters, fire, labour unrest, or any other cause beyond our reasonable control;
- reliance on any of the information, content, tools or materials that is obtained from the website;
- inaccurate, incomplete or inadequate information obtained from the website; or
- links to other websites from the WPS website. You acknowledge that we cannot control the content of or the products offered on those websites.
In no event shall WPS and/or its directors, employees or suppliers be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use or reliance of this website or any materials or information contained therein.
Such limitation shall also apply with respect to damages resulting from the inability to use this website, the operational failure of this website, or for any information obtained through this website, or otherwise arising out of the use of this website, whether based on contract, delict, strict liability or otherwise, even if WPS and/or any of its directors, employees or suppliers have been advised of the possibility of damages.
You agree to fully indemnify WPS, its directors, representatives and employees, and will not hold us responsible for any claim relating to your use of the website or from any errors or inaccuracies or incomplete information made available by third parties on the website.
ELECTRONIC COMMUNICATIONS
In communicating with WPS through electronic means, you consent to receiving communications electronically and agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfy any legal requirement, including but not limited to the requirement that such communication should be in writing. Unless otherwise agreed, we are only deemed to have received an email once we have confirmed receipt thereof; and we are only deemed to have sent an email once reflected as ‘sent’ on our email server.
EMAIL LEGAL NOTICE
The contents of any email and any accompanying documentation are confidential and may be subject to legal privilege and client confidentiality. Any use thereof, in whatever form, by anyone other than the addressee is strictly prohibited. If you are not the intended recipient of an email from us, kindly notify the sender by return email, as well as deleting it from your system. You may not copy any email or disclose its contents to any other person, without our express written consent.
GOVERNING LAW
These terms and conditions shall be governed by, and construed in accordance with, the laws of the Republic of South Africa without giving effect to the principles of conflicts of laws. You hereby consent to the exclusive jurisdiction of the High Court of the Republic of South Africa in respect of any disputes arising in connection with this website.
THE CONTENT OF THIS SITE DOES NOT CONSTITUTE FINANCIAL ADVICE OR INTERMEDIARY SERVICES
The content of this website does not constitute the provision of advice or an intermediary service as defined and provided for by the Financial Advisory and Intermediary Services Act nor does it necessarily reflect the views of the of the financial advisers, key individuals, representatives or shareholders of WPS or their associates, contributors, authors and solution providers.
WPS advises all clients, prospective clients and users of this site to consider advice to be given only when:
- The advice arises out of a written request by an identifiable person or entity who has formally engaged WPS or one of its advisers for the provision of advice or an intermediary service
- Such request for advice or intermediary service is confirmed in writing by Management, a Key Individual or a mandated adviser from WPS
- The advice is with reference to a specific set of circumstances that have been clearly articulated, communicated and recorded to and by the Management, any Key Individual of WPS or a mandated representative or financial adviser of WPS, and
- A Record of Advice has been presented by WPS and such Record of Advice has been signed and accepted by the client or entity that has engaged with WPS and WPS to provide advice or an intermediary service as defined by the Financial Advisory and Intermediary Services Act.
DATA CONFIDENTIALITY AND PROTECTION OF PERSONAL INFORMATION
WPS respects your privacy and, for this reason, we take care to protect your personal information and to keep it confidential.
The Protection of Personal Information Act 4 of 2013 (POPIA) exists to protect your rights in this regard.
To understand what Personal Information we may have about you and how we process that information, please read the WPS Privacy Notice, please click here.
CONFLICT OF INTEREST POLICY
WPS has adopted and implemented a conflict of interest management policy that complies with the provisions of the FAIS Act. The conflict of interest management policy is available for perusal at our business premises.
Please note that in accordance with legislation, WPS keeps an updated conflict of interest disclosure register. This register informs you, our client, of all financial and ownership interests that WPS and its representatives may become entitled to and lists the business relationships that WPS and its representatives have with the solution providers.
This document is in place to ensure transparency in our dealings with our clients and is available for inspection.
TREATING CUSTOMERS FAIRLY POLICY
WPS subscribes to the Financial Services Board’s Treating Customers Fairly principles. To read the WPS Treating Customers Fairly Policy, please click here.
ACCESS TO INFORMATION
In terms of the Promotion of Access to Information Act of 2000, a person may request access to records of a private body, if the record is required for the exercise or protection of any rights. If a public body lodges a request, the public body must be acting in the public interest. To read the WPS Access to Information Manual, please click here.
PROFESSIONAL INDEMNITY INSURANCE
WPS carries professional indemnity insurance, the detail of which is available on request.
COMPLAINTS PROCEDURE
To read the WPS Complaints Policy, please click here.
Please address any complaints to:
Internal Compliance Champion: Mrs. Sinead Harding
Address: 6th Floor, Mariendahl House, Newlands-on-Main, Corner of Main & Campground Roads, Newlands, 7700
Email: compliance@wealthps.co.za
If you are not satisfied that we have dealt with your complaint correctly or to your satisfaction in terms of our policy and procedures, you are then entitled to approach the FAIS Ombud.
Their contact details are as follows:
Address: FAIS Ombud, PO Box 74571, Lynnwood Ridge, Pretoria, 0040
Telephone: +27 12 470 9080 or +27 12 762 5000
E-mail: info@faisombud.co.za Website: www.faisombud.co.za
Version 3.0
With effect from: 1 July 2024