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What could a childhood board game possibly have to do with investment advice? Quite a lot, it turns out.
Uncertainty has always been a feature of human history. But in recent years, the volatility has ramped up several notches. Change is everywhere, it seems, and there’s always a fresh crisis around the corner. But amid all the turmoil there is also opportunity. You just have to be prepared to land on a few snakes…
For over a decade, the best you could say about South African markets was that there was a lot of unrealised potential. At worst, there was a sense of structural decay.
But could a shift be underway? In this article, we look at the changing sentiment towards South Africa and what it might mean for local investors.
The 2026 Budget was greeted with wide acclaim, but not much was made of the seemingly insignificant increase of the annual CGT exclusion from R40,000 to R50,000.
It might not seem like much, but the extra R10,000 will make rebalancing your portfolio every year more important than ever. As any yachtsman will tell you, the only way to reach your final destination is to make continual small adjustments along the way.
Tax-free Investment accounts (TFIs) were introduced in 2015 to encourage South Africans to save more. Ten years later, we now have a sufficiently long track record to analyse whether investors are maximising the material benefits that they offer. With ten years of...
Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.
"The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes) 1. Boost your retirement savings Contributing to a Retirement Annuity (RA) before 28 February can reduce your taxable income and grow your long-term wealth....
“The greatest danger in times of turbulence is to act with yesterday’s logic.” (Peter Drucker) For a long time, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25. The...
“The power of compounding reflects the principle that small, consistent improvements yield disproportionately large results over time.” (Morgan Housel) In his book The Psychology of Money, Morgan Housel makes a great observation about Warren Buffett: more than 97% of...
January offered investors an early stress test for 2026. A rapid succession of geopolitical shocks, policy surprises, and market reversals left portfolios swinging sharply between risk-on and risk-off. Far from an anomaly, this turbulent start may well be a preview of...
Are you getting married in 2026? Before you tie the knot, it is important to consider the matrimonial regime which will apply once you tie the knot, as this choice can have important consequences Types of marriage There are currently three types of marriages in South...
