Services
We help individuals and families to create, implement, execute and review financial plans which are appropriate for their unique circumstances. Whist we offer comprehensive financial planning advice, we also offer pre- and post-retirement planning, investment planning and management, estate planning and administration, fiduciary planning as well as risk planning for appropriate insurances.
We help businesses with comprehensive business financial planning but also advise on business succession planning, buy and sell arrangements, business assurance, key person assurance, group risk schemes, group retirement schemes and company investment planning.
Individuals and families
Critical illness insurance
The sudden and unexpected news that a person has been struck with a dread disease can have disastrous consequences.
Medical Gap cover
Medical Gap cover is designed to cover “the gap” between the actual costs of hospitalization and what your medical scheme pay on your behalf.
Income protection insurance
Income protection insurance is put in place to compensate the insured for loss of income due to an unplanned event.
Comprehensive personal financial planning
The creation of a holistic plan which addresses all your financial needs, goals and objectives.
Disability insurance
The temporary or permanent inability of a bread-winner to provide for their and their family’s needs can have devastating consequences.
Life assurance
The death of a bread-winner can lead to devastating consequences for a family and dependants.
Risk planning
There are a number of financial risks which can and should be mitigated.
Fiduciary planning
In certain circumstances, a trust (local or offshore) can be an appropriate tool in personal financial planning.
Estate administration
Helping survivors attend to the efficient and orderly winding up of a deceased estate.
Estate planning
The creation of a plan which will allow you the peace of mind to know that your financial affairs will be taken care of in accordance with your wishes when you die.
Retirement management / Retirement income planning
The creation of a plan to manage your retirement income so as to ensure a sustainable income to finance your retirement needs and dreams.
Retirement planning
The creation of a plan which will allow you to accumulate sufficient capital and other forms of passive income to provide for when you stop working.
Investment management
The creation of a plan to manage your investments so as to meet your chosen needs, goals and objectives.
Investment planning
Creating a plan to achieve your investment goals
Businesses
Company investment planning
We work with companies to put in place financial plans to fund future capital goals and to efficiently provide for these goals.
Group retirement schemes
Companies have a number of choices when it comes to creating and maintaining group retirement schemes for their employees.
Group risk schemes
Group risk schemes are company-led solutions which are designed to protect the financial well-being of the businesses’ employees.
Key person insurance
The premature death of or disability or disablement to key shareholders and staff can result in severe financial losses to a business.
Business assurance
Planning for risks which can be catastrophic to a business and business owner.
Buy and sell arrangements
Buy and sell agreements are entered into between business owners to provide financial liquidity and put structured arrangements in place to provide for the untimely death or disability of one of them.
Succession planning
The creation of a financial plan which will set out a clear roadmap to enable the owners of a business to exit these companies in a structured, orderly and profitable way.
Comprehensive business financial planning
The creation of a holistic plan which addresses all the financial needs, goals and objectives of a business.
Let us contact you
Thank you for taking the time to learn a bit about us. Please tell us how we can help you by either calling us on the number at the top right of this page or send us a message below and we will get in touch with you.