Insights
What Will Markets Do in 2025?
What will markets do in 2025? An annual ritual is underway at the major Wall Street investment houses: predicting exactly where the S&P 500 will finish the next calendar year. This mission is impossible — but that hasn’t stopped teams of well-trained strategists...
A Comprehensive Shield: Risk Cover is More Than Just Life Insurance
“If your compassion does not include yourself, it is incomplete.” (Jack Kornfield) There’s a common question financial advisers get asked when discussing life insurance: “Why should I give up some of my income when I am alive so that my family can be rich when I am...
Evolving Wealth Part 3: Gen X, Risk Averse but Quick to Adapt
"If you want something done right, do it yourself" – (Unofficial motto of Gen X) Gen X is the somewhat enigmatic generation group wedged between Baby Boomers and Millennials. Born from 1965 – 1980, they’re currently between 45 and 60 years old. What’s in a name?...
Unlocking the Retirement Future: The Pros and Cons of Life Rights Properties
"Risk comes from not knowing what you are doing." (Warren Buffett) Choosing a retirement property involves considering location, cost, amenities, and healthcare services. Often, retirees prefer not to deal with the hassle of property maintenance and opt to stay in a...
Burgernomics: Decoding Currency Values with the Big Mac Index
“The secret of Big Macs is that they’re not very good, but every one is not very good in exactly the same way.” (Joel Spolsky) The concept is straightforward: in theory, the same things should cost the same globally. The Big Mac is a great product to compare...
Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations
“Life is what happens to you while you’re busy making other plans” (John Lennon) Millennials comprise 25 to 35% of SA’s population, representing various interests, backgrounds, and lifestyles. It’s also helpful to distinguish between older Millennials and...
Market Update: The Good, Bad and Ugly of Trump’s Return
While initial enthusiasm surrounding Trump’s likely market-friendly economic policies drove the S&P 500 index above 6,000 points for the first time, investors are now carefully weighing the opportunities and risks ahead. South Africa’s JSE All Share Index fell...
6 Winning Strategies That Top Investors and Elite Endurance Athletes Share
“Excellence is my new habit.” (Dirk Stroda) Athletes know that excelling in endurance sports and building wealth both require more than pure skill. They also demand resilience, patience, and discipline. Here are six habits that top investors and elite athletes share....
Why the Rand Shouldn’t Be Your Main Reason for Investing Offshore
For many South Africans, the fact that the rand weakens over time against the dollar feels like the biggest reason for investing offshore. When you think that one dollar cost less than R7 in 2011 compared to over R17 today, it seems obvious that having money offshore...
Evolving Wealth Part 1: Gen Z, Trailblazers of the Digital Investment Era
“Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Born between 1997 and 2012, the youngsters of Gen Z are driving change in the investment world at lightning speed. Unlike the rest of us, they’re totally at home in a tech-driven...
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