“Our ability to manufacture fraud now exceeds our ability to detect it.” (Al Pacino) If you’re anything like us, the chances are you’ve recently heard about someone in your circle who’s fallen prey to an internet scam. Enticed by glossy marketing, unbelievable...

“Our greatest motivation in life comes from not knowing the future.” (Thomas Frey) Investing is an exercise in uncertainty. When you make any investment, you are taking a bet on the future. This can be a hard thing to do. Markets move up and down, economies shift, and...

“Focussing is about saying no.” (Steve Jobs) What is the point of investing?  In simple terms, there are only two reasons to invest: To save for a specific goal like sending a child to university or taking a holiday. These are finite targets with clear time frames. To...

“A big lesson in life is never to be scared of anyone or anything”. (Frank Sinatra) If you were born between 1946 and 1964, you are part of the Baby Boomer generation. This generation is known to be flexible and robust, having lived through many bulls and bears over...

"If you want something done right, do it yourself" – (Unofficial motto of Gen X) Gen X is the somewhat enigmatic generation group wedged between Baby Boomers and Millennials. Born from 1965 – 1980, they’re currently between 45 and 60 years old.  What’s in a name?...

“Life is what happens to you while you’re busy making other plans” (John Lennon) Millennials comprise 25 to 35% of SA’s population, representing various interests, backgrounds, and lifestyles. It’s also helpful to distinguish between older Millennials and...

“Excellence is my new habit.” (Dirk Stroda) Athletes know that excelling in endurance sports and building wealth both require more than pure skill. They also demand resilience, patience, and discipline. Here are six habits that top investors and elite athletes share....

For many South Africans, the fact that the rand weakens over time against the dollar feels like the biggest reason for investing offshore. When you think that one dollar cost less than R7 in 2011 compared to over R17 today, it seems obvious that having money offshore...

“Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Born between 1997 and 2012, the youngsters of Gen Z are driving change in the investment world at lightning speed. Unlike the rest of us, they’re totally at home in a tech-driven...