"Too much of a good thing can be bad. After all, you can drown even in clear, clean, pure water." (J. Grant Howard) While long-term insurance is important in any financial plan, you may unknowingly be paying for more cover than you need. This is particularly possible...

“If your compassion does not include yourself, it is incomplete.” (Jack Kornfield) There’s a common question financial advisers get asked when discussing life insurance: “Why should I give up some of my income when I am alive so that my family can be rich when I am...